Cypen & Cypen  
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777 Arthur Godfrey Road
Suite 320
Miami Beach, Florida 33140

Telephone 305.532.3200
Telecopier 305.535.0050
info@cypen.com

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Cypen & Cypen is a general civil practice firm that has served Miami Beach and Florida for over 60 years. Founded by former Miami-Dade circuit judge Irving Cypen, the firm is "AV" rated in Martindale-Hubbell. Among the wide range of areas in which the firm practices are probate, estate planning, wills and trusts, real estate, condominium law, general civil and probate litigation, appeals, municipal and governmental law, administrative law and pension law. The firm is general counsel to over 30 local government employee (including Police and/or Firefighter) pension funds across the State of Florida, and publishes a newsletter reporting on developments in pension and related law.

APRIL 16, 2015 NEWSLETTER HIGHLIGHTS

CalPERS RESPONDS TO DB FOE

EXCLUSION OF ATTENDEE FROM MEETINGS OF MUNICIPAL PENSION BOARD VIOLATED FLORIDA SUNSHINE LAW, THUS VOIDING ALL ACTIONS TAKEN AT SUCH MEETINGS

WHY IS 69½ THE IRA OWNER'S MOST IMPORTANT AGE?

THE SINGLE MOST OBNOXIOUS RETIREMENT FUND FEE…AND HOW TO DUMP IT

NEW SURVEY CONFORMS OUTLIVING MONEY IS TOP RETIREMENT CONCERN

MORE SKIN = BETTER RESULTS

STOP LIVING PAYCHECK TO PAYCHECK

MANY OF RETIREES WISH THEY HAD RETIRED EARLIER

ID THEFT VICTIMS WAIT FOR TAX REFUNDS

36TH ANNUAL POLICE OFFICERS' AND FIREFIGHTERS' PENSION TRUSTEES' SCHOOL

APHORISMS

TODAY IN HISTORY

KEEP THOSE CARDS AND LETTERS COMING

PLEASE SHARE OUR NEWSLETTER

REMEMBER, YOU CAN NEVER OUTLIVE YOUR DEFINED RETIREMENT BENEFIT

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